PERSONAL AUTO INSURANCE U.S.

Auto+Insurance.jpg

Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver's car and pays other people's medical expenses when you’re at fault in an accident.

If you buy insurance to meet the state's financial responsibility law, you must buy at least the minimum amount. 

At Supreme, we can help you with the current minimum liability limits, $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.

Full coverage options are also available in the Physical Damage.

 

WHY CHOOSE SUPREME?

  • Very competitive rates and quick response

  • Quick quotes

  • Reinstatements up to 30 days (without a lapse)

  • Towing & Labor and Rental Reimbursement coverage available for Liability – Applies when vehicle is out of service for a covered peril.

  • Permissive Use included for all policies Coverages & Limits Bodily Injury Liability $30,000 / person $60,000 / accident Property Damage Liability $25,000 / accident Uninsured/Underinsured Motorist Bodily Injury $30,000 / person $60,000 / accident       

Uninsured/Underinsured Motorist Property Damage $25,000 / accident Personal Injury Protection $2,500 / person Medical Payments $500/person $1,000/person $2,000/person $5,000/person Comprehensive & Collision Deductibles $250, $500 or $1000    

Custom or Additional Equipment $2,500/vehicle maximum Towing & Labor $40, $75, or $100/ disablement Rental Reimbursement $20/day, $600 max $30/day, $900 max $40/day, $1,200 max Vehicles

  • Any vehicle age accepted for liability only
  • Physical damage up to 20 years old
  • Vehicles registered in Mexico or Canada are acceptable.
  • No more than 2 extra vehicles per policy (e.g. 1 driver 4 vehicles is unacceptable)
  • Drivers - Mexico: Driver License, Passport/ Matricula/Voter ID or Birth Certificate
  • Non-USA: International/Foreign Drivers Licenses (non-Mexico)
  • Suspended or expired (no SR-22 required)
  •  Unverified: no license/state ID/ permanent resident/VISA/ International/Foreign passports
  • Out-of-state license accepted

 

DISCOUNTS AVAILABLE

  • Multi-car 10% Auto-Pay discount (checking account, credit card, or debit card)

  • 15% Pay in Full discount

  •  Prior Coverage (6 months proof up to 30-day lapse)

  • Advance Purchase (purchase 3+ days before effective date)

  • Homeowner (home, mobile home, condo, townhome)

PAYMENT OPTIONS

  • Payment plan options
  • Credit/debit cards and insured check accepted for down payments
  •  Several ways to pay: Pay 24x7 online or by phone / Via mail or in person